Todd Melinn – Home Owner Advocate

Save Your Home Avoid Foreclosure.

We are here to serve you from beginning to end so that you can find your way to a fresh start, putting your financial hardship behind you..

Coverage

Serving the Entire San Diego Area & Beyond

If you are a struggling homeowner on the verge of falling behind in your mortgage payments—or if you’ve already fallen behind—you should be proactive when it comes to saving your home from foreclosure. We will help you understand the foreclosure process and help you through the process. Please schedule a meeting with us!

NOD - Notice of Default

NOTS - Notice of Trustee Sale

Auction

Trustee's Deed

What’s Next?

Our Process

1. Schedule an Appointment

The first step to solving your personal situation is to take action.

Homeowners who are behind on their mortgage payments or facing foreclosure often don’t realize the options available to them. SYH is designed exactly for this purpose. By scheduling an appointment with us, you will be assigned a personal representative from the SYH team who will listen to your needs and work out a plan specific for your situation.

We will help you understand the foreclosure process and escort you through working with your lender.

Our team has years of experience negotiating with different lenders and are here to serve you. Families who have used our program have enjoyed a personal and transparent service and succeeded in avoiding foreclosure on their way to a fresh start, putting their financial hardship behind them.

2. Review Your Options "Reality Check"

Our SYH team representatives have extensive knowledge of both lenders and other programs. We realize not everyone fits to the same mold and we will work with you to find the right options specifically for your needs.

Our “Reality Check” will help you to analyze your income and expenses to apply for the right loan modification or program.

3. Start Taking Action

Once you have met with your personal representative and reviewed your options, you will now be educated and equipped to take action. Our team will escort you through the process and provide you with resources to help you avoid foreclosure. Taking action jump starts you on the road to achieving financial stability.

Our team has been successful in helping homeowners get approval on their loan modifications.

The purpose of our reality check is to make sure a loan modification financially works for you and your circumstances. If your lender declines your modification, our team will work with you to explore all your options to avoid foreclosure.

Schedule a Consultation 

Call now

(949) 212-8858

How it Works

We walk you through the entire process

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Get in touch

Give me a call our shoot me an email and we will schedule an appointment to go over the specifics of your situation.  Once your situation has been analyzed by my team we will provide a suggested course of action that will best benefit you, the home owner.

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Save Your Home

We will dedicate our time to help you complete the loan modification paperwork for FREE and explore other potential solutions to your problem.

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Sell Your Home

I have partners who can offer a QUICK cash sale with possible relocation assistance.  I can also assist with a Short Sale if your property is under water.

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Other Obstacles

Our team has experience and resources for property tax reviews, HOA liens, probate, bankruptcy, vacant homes, and dealing with illegal occupants.

Todd Melinn
Home Owner Advocate

Why it’s important?

Homeowners are often in a “fog” when they are in foreclosure and just need a little bit of guidance to find their way. Our team of experts are here to serve you from beginning to end so that you can find your way to a fresh start, putting your financial hardship behind you.

Each homeowner is in a different situation, has different desired outcomes. We will work with you on an option that best meets your needs.

Phone

(949) 212-8858